After months of waiting, the SEC has made its decision and adopted Rule 151a which will define fixed indexed annuities as securities beginning January 12, 2011. We are all disappointed in this decision; however, it does not change our fundamental purpose of promoting quality products that meet the needs of millions of Americans.
 
Our industry will take this opportunity and create new, innovative products that will serve you and your client. There has never been a greater demand for what we offer – safe, reliable products.    
 
For 20 years, dmi has been a leader in the annuity marketplace by promoting safe, reliable products with guarantees that not only offer income but peace of mind. Our commitment will not change as a result of Rule 151a. We remain committed to you and will continue to identify and promote quality products from financially secure carriers that meet your clients’ needs. We will remain focused on providing you with product training, marketing support and will continue to invest in our administration services and technology to ensure you receive superior service on all of your life and annuity applications.
 
The last several months have been a trying time for all of us but we have made it through by remaining focused on what matters – our agents. Although this has been an unprecedented time in our industry – 2008 was our best year. I want to thank you for your trust and for continuing to allow dmi the opportunity to earn your business. I look forward to 2009 and the challenges it may present. As we have all learned, challenges only make us stronger.
 
Wishing you and your family a healthy and prosperous 2009.
 
 
 
Brian J. Donahue
President & Founder, dmi
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